I’m Donna McCurry of Homestar Financial Corporation and welcome to my website. I’ve created my website as a one stop shop for all your mortgage questions and needs. I specialize in many different types of mortgage products for any type of person or situation. Whether you are a first-time home buyer, or an experienced buyer, I can help you. I’m located in Jasper Georgia, and specialize throughout Georgia in the surrounding communities of North Atlanta like Dawsonville, Dahlonega, Gainesville and McDonough.
When you are purchasing a home I have access to many different loan programs. Different programs have unique advantages that work better for some people’s situations. I have traditional conventional loans, which if you can qualify, in most cases, have the lowest rates.
Even if you don’t have perfect credit, or just don’t have a lot of money saved up for a down payment, I still have loan programs for you.Conventional loan products have down payments often times at 5%, which can be difficult to generate, especially for 1st time home buyers. FHA loans for example only have 3.5% and looser credit requirements, giving access to more people to be able to purchase a home.
If you’ve served or are serving in the military, there is a VA loan program that can help you purchase a home for no money down, and also easier financial requirements then what you’d find with conventional loan programs.You don’t need to be part of the military to purchase a home for no or very little money down. There are certain programs like the HUD 100.00 down program which certain qualifying homes can be purchased for just $100 down. There is also the USDA 0% down loans where select families that qualify can apply for a home purchase for no money down. Sounds too good to be true? You will be amazed at the high limits offered for this program! I am very experienced in making these types of dreams come true.
If you are looking to purchase a higher priced home, there is a specific loan for that, it’s called a jumbo loan and it’s important to work with a lender who is experienced in doing them. I have some of the most competitive jumbo rates, and even a small difference can save you thousands of dollars a year.
If you want to see how much you could afford and which program would work best for you, please just use my Purchase Assistant tool so I can get you a free and custom quote.
With my experience and my access to multiple home loan programs, I’m confident that I can find a home loan program that can get you in your dream home. Contact me today to get the process started!